BOI Credit Officer Recruitment :: Bank of India (BOI), a leading Public Sector Bank under the Ministry of Finance, Government of India, has officially released the Credit Officer Recruitment 2025–26 Notification for 514 vacancies in the General Banking Officer (GBO) Stream. Eligible and experienced banking and finance professionals can apply online from 20 December 2025 to 05 January 2026 through the official website www.bankofindia.bank.in.
This recruitment drive offers appointments in MMGS-II, MMGS-III and SMGS-IV scales, providing excellent career growth, attractive salary, and long-term job security.
BOI Credit Officer Recruitment 2025–26: Overview
| Particulars | Details |
|---|---|
| Organization | Bank of India (BOI) |
| Department | Ministry of Finance, Government of India |
| Recruitment Name | Recruitment of Credit Officers in GBO Stream |
| Project No. | 2025-26/01 |
| Post Name | Credit Officer (GBO Stream) |
| Scale | MMGS-II, MMGS-III, SMGS-IV |
| Total Vacancies | 514 |
| Mode of Application | Online |
| Apply Online Dates | 20.12.2025 to 05.01.2026 |
| Application Fee | ₹850 (Gen/Others), ₹175 (SC/ST/PwBD) |
| Selection Process | Online Exam & Interview |
| Official Website | www.bankofindia.bank.in |
Important Dates
| Event | Date |
|---|---|
| Notification Release | 01 November 2025 |
| Online Application Start | 20 December 2025 |
| Last Date to Apply Online | 05 January 2026 |
| Last Date for Fee Payment | 05 January 2026 |
| Admit Card | To be notified |
| Online Exam Date | Tentative |
| Interview & DV | To be notified |
| Final Result | To be notified |
BOI Credit Officer Vacancy Details 2025–26
| Post Name | UR | OBC | SC | ST | EWS | Total |
|---|---|---|---|---|---|---|
| Credit Officer SMGS-IV | 17 | 9 | 5 | 2 | 3 | 36 |
| Credit Officer MMGS-III | 25 | 16 | 9 | 4 | 6 | 60 |
| Credit Officer MMGS-II | 172 | 112 | 62 | 31 | 41 | 418 |
| Total | 214 | 137 | 76 | 37 | 50 | 514 |
PwBD Vacancies (within total): HI-6, VI-4, OC-6, ID-4
(Reservations applicable as per Government of India & Bank of India norms.)
BOI Credit Officer Eligibility Criteria 2025–26
Educational Qualification
-
Graduation with required professional qualifications and relevant experience as prescribed in Annexure-I of the notification.
-
Minimum 60% marks (55% for SC/ST/OBC/PwBD) where applicable.
-
CGPA/OGPA must be converted into percentage as per university norms.
Age Limit (as on 01.11.2025)
| Post | Minimum Age | Maximum Age |
|---|---|---|
| Credit Officer MMGS-II | 25 Years | 35 Years |
| Credit Officer MMGS-III | 28 Years | 38 Years |
| Credit Officer SMGS-IV | 30 Years | 40 Years |
Age Relaxation:
SC/ST – 5 years, OBC (NCL) – 3 years, PwBD – 10 years, Ex-servicemen – 5 years, as per rules.
BOI Credit Officer Selection Process 2025–26
-
Application Scrutiny & Shortlisting
-
Online Examination
-
Personal Interview
Online Exam Pattern
| Section | Questions | Marks |
|---|---|---|
| English Language | 25 | 25 |
| Reasoning | 25 | 25 |
| Quantitative Aptitude | 25 | 25 |
| Professional Knowledge | 75 | 75 |
| Total | 150 | 150 |
-
Duration: 120 minutes
-
Negative Marking: 0.25 mark per wrong answer
-
English is qualifying in nature
Final Merit
-
Online Exam + Interview in 70:30 ratio
-
If no exam is conducted, selection will be based on interview only
BOI Credit Officer Application Fee 2025–26
| Category | Fee |
|---|---|
| General / Others | ₹850 |
| SC / ST / PwBD | ₹175 |
Fee is non-refundable and payable online only.
BOI Credit Officer Salary 2025–26
| Scale | Pay Scale |
|---|---|
| MMGS-II | ₹64,820 – ₹93,960 |
| MMGS-III | ₹85,920 – ₹1,05,280 |
| SMGS-IV | ₹1,02,300 – ₹1,20,940 |
Additional Benefits: DA, HRA/Lease, Medical, LTC, Leave, NPS, and other allowances as per bank rules.
How to Apply for BOI Credit Officer Recruitment 2025–26
-
Visit www.bankofindia.bank.in
-
Go to Career → Recruitment of Credit Officers (GBO Stream)
-
Click on Apply Online
-
Complete registration and fill application form
-
Upload required documents
-
Pay application fee online
-
Submit and download application form for reference
UPSC CGPDTM Examiner Recruitment :: Apply for 102 Posts
Important Links
-
Apply Online: Available on official website
-
Official Notification PDF: Download from BOI Careers page
-
Official Website: CLICK HERE
📢 Interested candidates are advised to apply early and read the official notification carefully before submitting the application.
